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Fire Policy

Fire Policy

The policy covers fire and lightning on the property insured.
The cover may be extended to include the following:

♦ Fire, lightning, explosion and implosion

♦ Aircraft damage, riot, strike, malicious damage and terrorism

♦ Storm, tempest, flood and inundation

♦ Impact damage, subsidence

♦ Landslide/rockslide

♦ Bursting and/or overflowing of water tanks, apparatus and pipes

♦ Missile testing, leakage from automatic sprinkler installations and bush fire

♦ Earthquake

Riot & Strike (arson)

♦ Malicious Damage

♦ Architects, quantity surveyors and other fees

♦ Rent Receivable/Payable Clause

♦ Removal of Debris


Sum Insured:
The fire cover will be issued on Depreciated Value (Indemnity Value) or on Reinstatement Value.


 The premium is charged based on factors like construction of the building, trade and so on. Extension of cover calls for additional premium.


Specified for all other claims except claims preparations.

Business Interruption- Time Excess (minimum 72 hours).

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